The deal-readiness layer for UK property finance brokers.
We exist because brokers deserve better packaging.
Karim Usmani
Karim Usmani grew up around UK property development. He started on construction sites as a labourer, then moved into a Land department, learning how deals actually get built from the ground up. After running a business in London, he turned his focus to operational infrastructure for regulated industries.
The insight behind Obsidian came from watching property transactions from every angle and seeing the same pattern repeat: deals don't stall because of weak terms or poor relationships. They stall because the operational side falls apart. Documents go missing. Packs arrive incomplete. Lenders chase. Timelines slip. The broker who packages properly closes faster. The one who doesn't, loses time they can't get back.
Obsidian was built to sit between the broker and the lender as a permanent packaging layer, so that every submission meets the bar on first contact with the credit desk.
Why this exists
Brokers are skilled at origination and lender relationships. Very few have the operational discipline to consistently produce first-submission-quality packs. The gap between "send me the info" and a complete, audit-ready pack reaching the lender is where deals lose momentum.
Obsidian closes that gap. We take the raw chaos of deal origination, from sponsor documents arriving by email to missing DD items and inconsistent numbers, and deliver a structured, scored, lender-ready pack. The broker focuses on originating and placing. We handle the build.
This is not a new kind of CRM. It is not a data room. It is not outsourced admin. It is a deal-readiness layer: the operational discipline that sits between origination and submission, ensuring the lender receives a pack worth underwriting.
Operational Principles
Objectivity
Every deal is assessed on its fundamentals. We score readiness, flag gaps, and report findings without bias. You get a clear picture, not a dressed-up one.
Speed
Lender appetite moves fast. Our deal packaging is built around defined turnaround windows so that your deal reaches the credit desk while the window is still open.
Institutional Standard
Every deliverable is structured to the same standard a lender's own analyst would produce. Consistent formatting, complete source files, and full audit trails as standard.