RESOURCES
Bridging Finance Documentation Checklist
Standard documentation requirements for UK bridging finance lender submissions.
Obsidian Deal Ops
Bridging Finance Documentation Checklist
Standard requirements for UK bridging finance lender submissions
1. Borrower Identification
☐Photographic ID (passport or driving licence)
☐Proof of address (dated within 3 months)
☐Source of funds / source of wealth evidence
2. Corporate Borrower
☐Certificate of incorporation
☐Memorandum and articles of association
☐Latest filed accounts (2 years)
☐Directors and PSC confirmation
☐Corporate structure chart
☐Board resolution authorising the borrowing
3. Property and Security
☐Full property address and title number
☐Official copies of title (dated within 1 month)
☐Details of existing charges or restrictions
☐Valuation report or valuation instruction
☐Property photographs (interior and exterior)
4. Refurbishment / Light Development
☐Schedule of works with itemised costs
☐Planning permission or Permitted Development confirmation
☐Contractor details
☐Project timeline
5. Financial Information
☐Bank statements (3 to 6 months)
☐Proof of income or earnings
☐Credit report
☐Schedule of assets and liabilities
☐Source of deposit with supporting evidence
6. Exit Strategy
☐For sale exit: agent valuation and marketing evidence
☐For refinance exit: Agreement in Principle from long-term lender and criteria confirmation
7. Legal and Compliance
☐Solicitor details (name, firm, SRA number)
☐Undertaking from borrower's solicitor
☐Buildings insurance evidence
☐Consent to search / credit check
8. Deal Summary
☐Deal type and purpose
☐Loan amount and LTV
☐Property description
☐Borrower profile
☐Exit strategy rationale