RESOURCES
Lender Submission Pack Template
Anonymised example structure for organising a professional lender submission pack.
Obsidian Deal Ops
Lender Submission Pack Template
Example pack structure for UK property finance submissions
Important: This is an anonymised example structure, not a real deal. All names, figures, and details are illustrative only. This template demonstrates how a professional submission pack should be organised.
Section 1: Cover Page
The cover page provides a quick reference for the lender's initial review.
Deal Reference
[Your internal reference, e.g. OBS-2026-0042]
Deal Type
[Bridging / Development / Refurbishment / Commercial]
Borrower Entity
[Company name or individual borrower]
Broker Details
[Broker name, firm, contact details]
Submission Date
[DD/MM/YYYY]
Pack Version
[v1.0 / v1.1 / v2.0 etc.]
Section 2: Deal Summary
A concise overview of the deal for the lender's credit team.
Purpose
[Brief description of what the loan is for]
Loan Amount
[Requested facility amount]
LTV
[Loan to value percentage]
Property
[Address and brief description of the security property]
Borrower Overview
[Experience, track record, net worth summary]
Exit Strategy
[Sale / refinance with supporting rationale]
Key Risks
[Identified risks and how they are mitigated]
Section 3: Document Index
A numbered index of all documents included in the submission pack, with status indicators.
| # | Document Category | Status |
|---|---|---|
| 1 | Borrower ID (passport, proof of address) | Present |
| 2 | Corporate documents (cert of incorp, articles, accounts) | Present |
| 3 | Property documents (title, searches, plans) | Present |
| 4 | Valuation report | Pending |
| 5 | Financial documents (bank statements, credit report) | Present |
| 6 | Exit evidence (agent valuation, AIP) | Present |
| 7 | Legal documents (solicitor details, undertaking) | Missing |
| 8 | Insurance evidence | Pending |
| 9 | Professional reports (QS, architect, engineer) | Present |
Section 4: Gap List
Outstanding items tracked with ownership and target dates.
| Item | Status | Owner | Due Date | Notes |
|---|---|---|---|---|
| Valuation report | Pending | Broker | [DD/MM] | Instructed, awaiting report |
| Solicitor undertaking | Missing | Borrower | [DD/MM] | Solicitor to be confirmed |
| Buildings insurance | Pending | Borrower | [DD/MM] | Quote received, awaiting certificate |
Section 5: Pack Structure Guide
Recommended folder structure for organising submission documents.
- 01_Borrower / ID, proof of address, source of funds, corporate docs
- 02_Property / Title, searches, plans, photographs, valuation
- 03_Financial / Bank statements, credit report, assets and liabilities
- 04_Legal / Solicitor details, undertaking, consent forms
- 05_Exit / Agent valuation, AIP, comparable evidence
- 06_Professional / QS report, architect drawings, engineer reports
- 07_Supporting / Schedule of works, insurance, additional correspondence